Ecuador Investor Visa

Investment Options for Ecuador Residency

Option 1: Real Estate Investment

The most popular option. Purchase property valued at $48,600 or more:

Advantages:

• Build equity while living in Ecuador
• Generate rental income
• Property appreciation potential
• Leave property to heirs

Popular Investment Areas:

• Cuenca - Strong rental market, appreciating values
• Quito - Capital city, diverse neighborhoods
• Coastal areas - Vacation rentals, beach lifestyle
• Galápagos - Premium market, tourism income

Option 2: Bank Certificate of Deposit

Invest $48,600+ in a 2-year CD at an Ecuadorian bank:

Advantages:

• Lower risk than real estate
• Guaranteed returns (7-9% currently)
• Liquid after visa approval
• No property management needed

Considerations:

• Funds locked for 2 years initially
• No equity appreciation
• Interest is taxable income

The Investment Visa Process

Step 1: Choose Your Investment

We help you evaluate options and connect you with trusted real estate agents or banks.

Step 2: Make Your Investment

Complete your property purchase or open your CD. We ensure all documentation is visa-compliant.

Step 3: Document Preparation

We gather and process all required documents including property deeds, appraisals, and source of funds.

Step 4: Visa Application

We submit your complete application and manage all communication with immigration.

Step 5: Approval & Registration

Upon approval, we help you register for your cédula (Ecuadorian ID).

Real Estate Investment Tips

Due Diligence

• Always verify clear title with a lawyer
• Get an independent appraisal
• Check for liens or encumbrances
• Understand property taxes and fees

Best Value Locations

• Cuenca - Colonial homes, modern condos
• Cotacachi - Affordable rural properties
• Coastal towns - Beach properties starting lower

Generating Rental Income

• Furnished properties command premiums
• Property management companies available
• Short-term rentals (Airbnb) popular in tourist areas
• Long-term rentals to expats and locals

Financing Options

While most investors purchase with cash, some options exist:

• Developer financing on new construction
• Private lending arrangements
• Home equity from your home country

Start Your Investment Journey

Ready to invest in Ecuador and secure your residency? Contact us for a free consultation to discuss your investment goals and the best visa pathway for your situation.